Essential Safety Measures in e-Banking

Doing e-Banking is without a doubt faster than making transactions over a bank's counter. It provides the convenience of drawing cash anytime of the day from wherever an Automated Teller Machine (ATM) is located. On the other hand, doing online banking lets you stay in the comfort of your office seat while making transactions through your PC or laptop. Against these conveniences, however, are real dangers that lurk around. It won't hurt a bit if the following safety reminders are kept in mind:

- Your ATM card is like cash. Treat it therefore as you would your crisp bills. Always keep it in a safe place.
- Your card number, account number, and Personal Identification Number (PIN) must be known only to yourself. Do not disclose to, or share with, anyone these information.
- Avoid using a PIN that is much akin to information pertaining to yourself such as your birthday, your address, or your phone number. While it may be easier for you to remember, it will not be too difficult as well for others to make a supposition of the same.
- It is best that you memorize your PIN. Never write it on your ATM card or on any material that may be found with your card.
- Be sure to block the view of others when using the ATM. Do not allow anyone to see its screen while making your transaction. Remember also to cover your fingers as you enter your PIN on the machine's keypad. [Read Full Article]